hello all , well i went to cab and they said it had gone to far for them to do anything about it now , so you can imagine i was in floods of tears , then today i came home to an email from the trustee saying .... she hadnt yet recieved the valuations and stresses that she dosent want us to lose our ...

thankyou viki, you dont realise how many people are going through bad times until you come here and get such lovely warm genuine people , i dont even know how i came across this site , it was a miracle , my tummy is in knots , i go to work and am a million miles away in my bad thoughts , auto pilot ...

thankyou melanie i think i can remember most of what you said i should write down, god i wish i wasnt born right now, but i cant bury my head in the sand and hope this is going to go awa , i have no fight in me any more, i think i know in my heart of hearts we are going to lose the house when it goe...

you are such a wonderful lady , you are genuinely concerned for others misfortunes in their bad times, unfortunatley melanie i dont have much paper work to hand as we had a fire june last year , the only paper work i have now is the copies the trustee karen gribble has sent me ie, when we took the m...

i am in redcar melanie and dont drive, our cab office is a drop in and lucky for e it is open in redcar tomorrow , i finish work at 11.30 and the cab is open until 1oclock

i will go to cab and ask for some advice,to be honest melanie i feel so stupid in dealing with the trustee as she replies so professional and i dont always understand what she means , i have sent her the valuations and her reply was send me your mortgage summary and i will instruct you further as to...

thankyou melanie , but we dont have a lump sum to offer ,this is why i offered 200 per month in hoping she would accept, rather than making us go to court for repossession, i am going to lose our home arnt i ?

thankyou facing it together, i just dont want to lose my home , we have been through so much together having had a fire last year we have tried to get it put right and have only been moved back in for 6 months , my hubby works away and we have begun fighting and arguing which isn good as i havnt see...

the trustee is saying because i am joint owner with my husband , we have equity of 30,000 and she wants half, she isnt budging on my offer of 200 per month instead of the lump sum she is asing , am i being unreasonable and would the judge go along with her wishes rather than even considering my offer?

hello melanie ,thankyou for your concern,i have been married 8 yrs , i earn only £400 per momth hubby earns approx 400 per week, generally we have a joint account and hubby pays almost everything, like i said i ofered the trustee £200 via a standing order per month but all she seems interested in s ...

this is a tricky 1 , i am bankrupt due to buying a house 10 yrs ago and letting it go to voluntary reposession, anyway ,i am now married living in our own home , the home i am living in now was mortgaged in my husbands name only up until he needed to remortgage to pay a debt off and was advised it ...