Hi, well my brother will be helping with the deposit and also we're getting married soon and are asking for money instead of gifts so should hopefully get a bit more from that. 20% is a hell of £30k, and i dont think for a second i can borrow or ask for that much off my family! This is hopeless, it ...

Hi Melanie, thanks for posting. When you say i'll really struggle with the shared ownership scheme, do you think it would be easier to try for a mortgage on my own instead of the scheme? Or do you mean i'll struggle in general?

Hi, im in my 2nd year of my IVA. I desperately want my own home. I knew someone who got a mortgage whilst in there IVA and my IVA company have said there are no clauses in my contract which say i cannot have one. Im looking to enter into a shared ownership scheme which means i need to find the othe ...