How much do you need to pay into an iva? bains and ernst said that they are proposing £162 per month?

i owe £17k, and i am a private tenant. I know that it doesnt look like a lot of debt, but my salary is way under that figure. I have around £180 that i could afford to pay back monthly

I am currently deciding what to do in regards to our finances. We have an 8 month old baby boy and no money! My wife is currently receiving maternity allowance and this is due to end this month. We have applied for loans and CCs to use in the interim period between when the maternity allowance ends ...