Hi Ian,

Thanks a lot for your time and impartial advice on this it really is much appreciated and a complete breath of fresh air.

A big thumbs up for this forum.

Kind Regards

Tony

Hi John, I think that is for the loan that is in my Step Mothers name (aged 48). But there are a number of insurances that I am trying to get to the bottom of exactly what is covered and what isn't. I am concerned that some of the lending particularly over the last few years has not entirely been in...

Hi Ian, Yes, that helps a lot - everything you have said makes perfect sense. Thanks for taking the time to look at this. Any further advice you can give would be fantastic. I'm afraid all my brain cells were blown away when he told me about "His slight financial difficulties"! Thanks again. Tony

Thanks for all your replies. I have some more detailed info for Ian: Mortgage+Secured Loan (31/12/07)= £56,478 (£407/£302 per month respectively) Unsecured Loans+Credit Cards (April 07)= £24,566 (508.63/month) detailed expenditure: Mobile (orange) -3.00 HomeServ (Insurance) -3.59 Britannic Life insu...

Hi this is my first post so sorry if I am providing too little or too much info. My Father is 72 years old and has unsecured debts of approx £25500 (£9200 of that in his wifes name (aged 48), this was a consolidation loan for other joint debts but was done in her name recently because of my Fathers ...