Hey guys,

Thanks for you help in my dlilema. You have given me some things I need to consider, in order for me to make a descion for the best.

Once again Thank you.

Zach

Hi, I have various debts of around £30k. My incoming is around £17,000 a year. I live with my mother in a council house and pay £450 a month rent. I have a car to get to and from work and my petrol for this is arount £200.00, as you can see this does not leave much for me to pay all my debts. They a...