I certainly will [;)]

Thanks aguise, i definitely agree. I honestly feel so much better for coming here, its put things into perspective, thanks again, everyone [:D]

Hopefully i'll be back in work very soon but even though my skills are highly transferable i'm still finding it hard to even get interviews & responses from sending my CV, fingers crossed though. Thanks again.

one other question, how much would it cost to get an insolvency practitioner to write to my lenders?

Thanks Melanie,

Just knowing that my lenders will probably be understanding of my situation is an instant weight off my mind.

I live in Hackney, my last job was Office Manager / Library & Despatch Manger .

Hi, Thanks for the quick replies. I received the basic legal minimum for redundancy, that money has been sitting in my bank account & used to pay my debts each month, i now only have enough money for 2 more installments to each of my lenders. I agree that i need to tell the lenders my situation but ...

I was made redundant on January 31st 2008, i have a personal debt of around £45,000 (I'm not a home owner) & if i don't find a job within 1 month i'll have no way to continue paying my debts. My salary in my last job was £26,000 & so i was struggling to pay my debt even when i was employed, i'm begi...