Hi all. I am in the final year of an IVA. As such I have been advised that it has always been a term of my IVA that as we approached the end of the arrangement, if there was equity in my home, I would have to remortgage. There isn't. My home is worth c £125,000 and the combined liaibility of my mor...

Hi all, when I entered my IVA last November I was told that if there was any increase in my disposable income then 50% it would be taken to increase my payments I had a small cost of living raise, but my IVA company are saying all of it should go to to creditors now, and they wont accept that food a...

The idea behind Think Banking is sound but I want to share my experience with others. I have paid in my salary, which covers my direct debits and leaves me with £400 per month on the card. Some 12 days after being issued with the card I still dont have a pin. I was assured its on its way but I could...