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by finebridge: Wed Aug 15, 2007 11:51 am; Forum: full and final settlements; Topic: Can I pay off the outstanding balance of an IVA; Replies: 8; Views: 1999

Hi davedd & Haa,

Sound advice given by the experts. Please do contact your IP's and arrange a meeting of creditors to offer early settlement.

Good luck and please keep us posted how you get on.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Wed Aug 15, 2007 11:48 am; Forum: IVA postbag for august; Topic: goods on finance owing more than their value; Replies: 3; Views: 1367

Hi wrr,

Also if you return the car/caravan/both any shortfall may be entered in the IVA.

Kind regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Aug 14, 2007 10:11 am; Forum: mortgages; Topic: Renting; Replies: 10; Views: 2531

Hi,

I would be in agreement with Olivers comment that more time honesty is the best policy. I have no clients to date that have been unable to move due to being in an IVA. I hope this helps.

Kind Regards

Nikki

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Aug 14, 2007 10:08 am; Forum: IVA postbag for august; Topic: A big thank you; Replies: 3; Views: 1396

Hi Pippa,

It amkes the job worth while when reading positive comments like yours. Good luck for the future.

Kind regards

Nikki

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Aug 14, 2007 10:06 am; Forum: new bank accounts for IVA; Topic: joint bank account; Replies: 8; Views: 1914

Hi crg,

I am in agreement with the other experts that ordinarily Lloyd TSB are supportive of IVAs.

Good Luck

Nikki

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Jul 17, 2007 4:17 pm; Forum: IVA postbag for july; Topic: Going to IVA proposal from DMP....; Replies: 3; Views: 1286

Hi sonyse2t5, It is very beneficial to others to read posts like yours, us IP firms and Debt advisors can give sound advise but people are always interested in someone that 'is in the same boat as them' opinion, so many thanks for spending the time to post..... Kind Regards Nicola Finebridge Ltd 22 ...

by finebridge: Tue Jul 17, 2007 11:40 am; Forum: IVA postbag for july; Topic: just had an awful weekend!; Replies: 14; Views: 2256

Dear Jane,

My thoughts are with you....Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Jul 17, 2007 11:24 am; Forum: the hot hot IVA topics in 2007, 20 replies plus; Topic: getting really worried, any ideas?; Replies: 22; Views: 2887

Hi,

I am sorry to learn of your situation. Are you still able to make the full payments into your arrangement? You will most certainly need to contact your IP firm and discuss this further.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Jul 17, 2007 11:18 am; Forum: IVA postbag for july; Topic: registered disabled and cannot afford the payments; Replies: 6; Views: 1271

Hi Karens, As advised by the other experts your friend certainly needs to speak to their IP firm ASAP. They can then discuss all the options available to them, and it may be possible to hold a variation meeting. Kind Regards Nicola Finebridge Ltd 22 Laud Street, Croydon, CR0 1SU 0800 180 4212 www.fi...

by finebridge: Tue Jul 17, 2007 11:09 am; Forum: the hot hot IVA topics in 2007, 20 replies plus; Topic: Had to tell you all!; Replies: 23; Views: 3573

Well done Zoe, lifes on the up!!!

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Wed Jun 27, 2007 9:55 am; Forum: the hot hot IVA topics in 2007, 20 replies plus; Topic: Im so scared of talking to anyone at the moment; Replies: 23; Views: 3419

Hi Bono,

The OR will take a % of your surplus income. In my experience they ask for between 50%-70% of surplus.

Hope this helps

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Wed Jun 27, 2007 9:42 am; Forum: IVA postbag for june; Topic: do i include the mortgage debt; Replies: 4; Views: 1466

Mi Markr,

As Ang has stated you cannot include any secured debt or HP.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Jun 26, 2007 5:57 pm; Forum: IVA postbag for june; Topic: IVA Advice Please; Replies: 9; Views: 1627

Hi Bazza,

With a little more info we can advise you further.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Jun 26, 2007 2:14 pm; Forum: IVA postbag for june; Topic: terrified he will be done for perjury please help; Replies: 11; Views: 2300

Dear Merl,

Please don't worry, you have been given sound advice above!

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

by finebridge: Tue Jun 26, 2007 2:05 pm; Forum: IVA postbag for july; Topic: when will I know what my monthly payment will be; Replies: 11; Views: 1694

Hi bcc,

Have you contacted an IP already? Maybe have a chat to an advisor from the forum and talk to them about your income & expenditure and what you believe you can pay into an IVA.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

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