Hi Maizie,

In my experience the creditors do not make provision for such expenditure as this would be seen as an extra £780 per year into the arrangement.

Kind Regards

Nicola


Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

This may be an option. Don't forget when working out how much p in £ to take out the IP's fee. This should be a reduced fee as a full and final is on the table therefore no costs for looking after the case. I would speak to a couple of the experts from the forum with the figure in mind you would lik...

Hi Phillip,

It would seem from the information you have posted an IVA could most certainly be the best way forward. I wish you luck. Please let us know how you are getting on.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi,

As Andy has stated you many need to jog your IP's memory as it is important to know you are paying the right amount which you yearly review will establish.

Kind Regards

Nicola


Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi Phillip, Please don't be embarrassed, you and many others out there are in same situation, and we experts are here to help. I’m glad you have plucked up the courage to post and you may find this will help someone else out there who has been felling the same as you!! Please let us know how you get...

Hi,

It would do no harm in giving them a call to see how they are progressing and if they need any further information from you.

Kind regards

Nicola


Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi Sarah j, I am in agreement with the advice from Melanie & Andy. You certainly need a meeting with your IP to discuss further. We would certainly advise once your IVA proposal is 'on track' then there is no need to continue payments. Kind Regards Nicola. Finebridge Ltd 22 Laud Street, Croydon, CR0...

Hi, You would just need to be aware that you would need to continue your payments for the duration of the arrangement therefore if you have no job in January how would you meet the payments? Please do think about this carefully before entering. How much is your total debt? Do you own property? Somet...

That's great news and an inspiration to others. Good luck for the future and please do keep posting.

Kind Regards

Nicola



Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi, I am sorry to learn of your situation. I'm also in agreement with the advice from Melanie & Andy. Please contact your creditors as soon as you can and hopefully they will suspend payments until your Husband finds another job. Kind Regards Nicola Finebridge Ltd 22 Laud Street, Croydon, CR0 1SU 08...

Hi,

This is certainly unusual, i would contact your IP asap as you need to know you are paying the correct amount.

Please let us know how you get on.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi Sarah,

How refreshing to hear your IVA is working smoothly. These sorts of posts give hope to others!

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi Zoe,

Good luck for the 21st. Please let us know how you get on and how you found the process. This may help others in the same situation.

Kind Regards

Nicola

Finebridge Ltd
22 Laud Street, Croydon, CR0 1SU
0800 180 4212
www.finebridge.co.uk

Hi Kitney, I totally agree with MNelanie & Julies advise. She may find that in a DMP the interest could be stopped and certainly a remortgage is a positive option. Please keep posting and let us know how your freind is getting on. kind Regards Nicola Finebridge Ltd 22 Laud Street, Croydon, CR0 1SU 0...

Hi Daisy May, Welcome to the forum! I hope you have found comfort in reading the postings. It would seem form what you have said your IVA stands a good chance of going through at 45p. Good luck and keep posting. Kind Regards Nicola Finebridge Ltd 22 Laud Street, Croydon, CR0 1SU 0800 180 4212 www.fi...