for almost a year i have been in a dmp with cccs - with 4 creditors owing about £11,000. i am paying cccs £111 a month. But i also have 3 other creditors out of the dmp, a loan with about £6,500 left on it, a credit card with £2,700 and a catalogue with £1,100. All together debts of about £22,000. I...