I have not actually got an IVA its what I am thinking of doing but once my house has gone through! Is IVA the best thing for me to do to clear my debts?? Do I just pay for example £300 per moth for 5 years and then all debts are cleared?? To me that sounds too simple you see....what or where is the ...

Thanks for replying melanie. I am 27 Years old and I am still living with Parents, although I am currenly in the process of buying my own house. Which is why I am wanting to rid these debts. I have tried getting a loan to consolodate them but get declined everytime. So is an IVA the way forward? Or ...

Hi there, I am at a sticky situation in my life. I have 3 outstanding Debts. Credit Card(7k) and 2 loans(3k and 10k). They are starting to get to me now each month. I am wondering if an IVA would be sutiable to me, I work and earn approx 1500 per month. I generally need some kind of advice as each m...