thanks for the advice x i think we are gonna have to take our chances and go for an iva , cant go on like this any longer, so im gonna pluck up the courage and pick up the phone and get help ..just have a cupper first lol x

hi all after coming across this site yesterday and reading some of your stories i think an iva could be the solution for me . only problem is i have a car on hp, if i go for an iva will i have to send it back as my husband and myself need it for work . hope someone can help with this question x