Sorry ^ just to add my partner is min wage full time with my incoming making up 70 + % of the combined, so it's very likely the application will need to be in my name to meet requirements.

Hello, I started an IVA in 2019 due to historic debts, it was the easiest option at the time. We've been fairly lucky with housing, I was with the same LA in my first property and then we had to move to a second property but this was with the same LA. Due to this, our application was rushed and the ...