Thanks for the quick response, I had spoke to someone at the firm I have the IVA with and they hadn’t mentioned any that it wasn’t possible when I asked them but will have a look in the clauses. I was going to offer £16.6k as had originally done the calculations based on 60 months which would then m...

Hi, I'm 32 and I've been in an IVA for four months paying £394 for 9 months and £279 for the remaining 63 months based on I won't be able to re-mortgage giving me a total repayment figure of £20,808 and come November I will have paid £1,970 leaving me a total of £18,838 to pay. My Dad has offered as...