Hi Melanie,

Thanks for your message, I currently have about £350 left at the end of each month, out of that then comes petrol, clothing for my daughters, food and all the other everyday itmes.

Hope this helps, and sorry for not being very clear.

Hi, if I detail it a little better it should be easier to understand. I have an unsecured loan of 10k, a secured loan (albeit on a property I sold nearly 7 years ago) of £2.5k, 3k overdraft all with the Halifax, council tax arrears of £400, Audi/vw finance arrears with the actual amount owing on the...

I have debts totalling 17k, made up of two loans with the Halifax, an overdraft with them too and a small number of silly debts I have let spiral out of control. Having switched jobs recently had had our 2nd daughter I've let things slip and am on the downward slope. I'm struggling to meet all the r...