Thanks for the reply, yes i have looked at the values and believe it would be triggered. The exact amount should be 23k but my parents can only afford to offer twenty. I really hope they can take it as my house needs a bit of work doing to it to repair leaks etc and I simply can’t afford to think ab...

Hi I am in the process of submitting a full and final offer. I am 3 years into my 6 year plan paying £500 a month. My original debt was £32k. I have 17000 remaining. I have a mortgage so in lieu of this my offer would need to be 23k but my mum can only offer 20k do you think this is likely to be acc...

hi I've been wondering this myself. I'm only two years into my iva i haven't had a default since before my iva according to my credit reports but my creditors are showing the full balance and it just says unknown? i wonder if its worth getting in touch with the creditors to see if they can do anythi...

Hi, Im nearly two years into my IVA and i have a few questions which I'm struggling to find. firstly it might help if i tell you my situation. i have had a good read through the forum but find everyones circumstances to be different so its hard to get answers for different people etc i started my IV...