Sorry to hear you have had problems with this. Someone will be along shortly to advise you on this. Just to let you know I had a similar problem recently where my IVA company told my mortgage adviser that I was in arrears with my IVA and that it had not been conducted properly. when I contacted DFD ...

Hi Melanine I have just heard back from DFD, they still wont clarify how much I owe, but are now saying they will put forward the £10,000 proposal. They want house valuation and mortgage redemtion certificates all of which my mortgage adviser has. Thier delays and lack of interest are really startin...

ok thank you for your help.

I have just checked the paperwork and it states that 'at the end of the five year period I need to make resonable steps to make any equity available to creditors'

I believe so, but in year five if I remember correctly. It was never really an option until now as my husband had refused to part with his share of the property.

Hi I want to finish my IVA early and I have equity. The property is in joint ownership with me and my estranged husband. He has not paid any of the debts that arose while we were together so I have been paying everything for the last eight years by myself hence the IVA. He is willing to sign everyth...

Hello, I am hoping you might be able to clarify a couple of things for me. I have 18months left to go on my IVA, I have paid approx £13,500 of a £21,000 debt and I have just made a final settlement offer of £10,000. Firstly is this an acceptable amount( i am remortgaging to do this) and also am I li...