Hi Breezy, Thank you for the help above across this thread. I managed to submit a F&F which was accepted and my IVA has officially been closed. Very happy to get this all behind me...until I received a letter from Link claiming I had a remaining debt of approx £1,300.00 from an old joint credit card...

Hi Breezy, Thanks for clarifying this. So I should expect to pay the variation fee and a supervisor fee (which could get brought down)? Do I have a leg to stand on regarding the price of the supervisor fee? I understand that I am close to closing my IVA, but I feel like they are taking liberties at ...

Hi Breezy, Thanks for the help over the last few replies. When I initially started my IVA, the terms and conditions of the IVA said that my variation fee could not exceed £300. I received a letter today which I must sign in order to confirm that I am happy with the f&f offer made etc and a 'supervis...

Hi Breezy, Thank you for clearing this up, I really appreciate your response. I'm now in the middle of drafting a letter to the IP, and will follow up via phone. Should the letter mention other reasons for wanting to end it early, apart from having access to the money to finish the iva via a family ...

Hi All, I pay £150 x 72 months into an IVA. I am currently 36 months in and would like to get it out of the way as I have the chance to thanks to my cousin who will pay £5,000 to the creditors. How do I approach my IP? I understand that this site has letter templates but I'm not sure which template ...