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by donut
Tue May 13, 2008 3:03 pm
Forum: bankruptcy
Topic: IVA or Bankruptcy?
Replies: 7
Views: 2211

Hello again, Thanks for the advice so far. I wrote to my IP stating that i couldnt afford the increase and the reasons why. They responded quite quickly without acknowledging any of the reasons i had given and went on to reiterate that the creditors would not agree to me paying into my pension. Im n...
by donut
Mon Apr 21, 2008 9:35 am
Forum: bankruptcy
Topic: IVA or Bankruptcy?
Replies: 7
Views: 2211

I'm glad you have said that - i knew that the IVA was never going to be easy but i didnt think it would be this hard. The company i went with are Clearstart and i havent spoken to them - dont feel i have enough back round information yet.I am going back to CAB this week but as i said, they feel bank...
by donut
Sun Apr 20, 2008 7:36 pm
Forum: bankruptcy
Topic: IVA or Bankruptcy?
Replies: 7
Views: 2211

I am currently in my second year of my IVA. Having just had a review, my payments have increased by £150/month to £683. When i filled out my I/E sheet, i sent a covering letter to expain that i was finding the payments difficult each month yet they still incresed the payments - i genuinely struggle....
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