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by Daleclark89
Tue Oct 11, 2022 12:48 pm
Forum: full and final settlements
Topic: F&F offer / timescale
Replies: 9
Views: 10813

So I have finally got my completion certificate dated 10/10/22
by Daleclark89
Mon May 30, 2022 7:14 pm
Forum: full and final settlements
Topic: F&F offer / timescale
Replies: 9
Views: 10813

thanks foggy:)
by Daleclark89
Thu May 26, 2022 6:32 pm
Forum: full and final settlements
Topic: F&F offer / timescale
Replies: 9
Views: 10813

my offer was accepted on the 24th May (though I had to chase it up as nobody bothered to contact me)
I have made the payment today of £8,500. So feeling really happy.
I was advised that the completion certificate would take 10-12 weeks,
so I'll keep that date in mind and update the post
by Daleclark89
Thu Apr 28, 2022 9:27 am
Forum: full and final settlements
Topic: F&F offer / timescale
Replies: 9
Views: 10813

So I have a creditors meeting set for the 24th May
by Daleclark89
Thu Apr 21, 2022 4:52 pm
Forum: full and final settlements
Topic: F&F offer / timescale
Replies: 9
Views: 10813

Sorry I forgot to add I offered 100% of the remaining payments, at the time of the proposal
by Daleclark89
Thu Apr 21, 2022 4:50 pm
Forum: full and final settlements
Topic: F&F offer / timescale
Replies: 9
Views: 10813

Hi people, first of all this forum has been a life-send for me. The advice is great. I submitted a F&F proposal 28th March over the phone with Hanover. The money was kindly offered from a friend on the understanding it was to clear my Iva. The 3rd party’s details/documents were sent in on the 31st. ...
by Daleclark89
Sun Mar 27, 2022 9:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F offer with partners help
Replies: 5
Views: 3673

Hi, sorry for the messages again. I’ve been looking at the templates on this website. Would Letter 6 be the correct one to use? Letter 6 – Offer of a full and final settlement during an IVA This letter would be sent directly to the insolvency practitioner supervising the IVA, NOT the creditors direc...
by Daleclark89
Sat Mar 26, 2022 11:58 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F offer with partners help
Replies: 5
Views: 3673

Thanks foggy for the information. It’s really put me at ease. The Iva was working out well for me but it’s now stopping with work.

Would I need to tell them that she is my partner? And if I said 9k what do you think the changes of that getting approved would be?
by Daleclark89
Fri Mar 25, 2022 10:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F offer with partners help
Replies: 5
Views: 3673

Hi, a few questions , Sorry if it’s a repeat but I’ve tried to find the answers. My partners credit score is good, (nothing to do with the iva apart From living with me) Would she be able to get a loan to pay off my Iva? If the money was gifted on condition’s? If yes, I originally paid £250 pm, I’ve...
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