Thanks everyone for the response to my question, it is greatly appreciated. It nice to know (but not if you know what I mean)that we aren't the only ones experiencing this problem.

Since May 2008. St James' started contacting me by phone in the July and I told them that I had an IVA but they said they hadn't received the paperwork and they wanted me to settle the account, they would except a small token towards the debt, I did tell them if I could pay them a token towards my d...

I wonder if anyone can answer me this question. We had an account with St James's Place Bank, which is part of Halifax. When we first took out our IVA we was lead to believe that charges on our outstanding debt would be frozen. St James' continioulsy contacted us by phone asking for money, but I tol...

Hi Janderson
These letter don't stop, evey now and then you'll get another. I've sent a copy of mine to size 5 (which I hope he got?). I used to think about ringing them, but thankfully never have.

Neither of us took control of the finances and thats why we ended up in a mess. Now I'm the one who has taken control of the finances but hubby is the one who talks to our IP most of the time. Don't know why, but I'd get the feeling they'd chop my head off! Silly I know, but I used to get that feeli...

Thanks to all for your advice. I have contacted size 5 and will be faxing the letter in due course.
Thanks again x

Oh dear size 5 I don't know where it's gone. I sent it to your email address and it hasn't been returned to me. I shall be going home shortly and wont have access to the computer until tomorrow morning. If you haven't received it I will email you again to get your fax number if thats ok. Thanks again

Thanks Size 5: I have just emailed you the letter (hopefully)

Yes it does thank you. I will forward copies to my supervisor as suggested.
How do I contact 'size 5'?

Hello all We've had our IVA now Since May 2008 and recently had a bit of a rocky road, but our IVA have been very good with us and sympathetic. The question I would like to ask is that we keep receiving letters from the IVA Watchdog telling us they have the task to ensure that we have received the c...

Good Luck to you all on the 5th May, I'm sure all will be well.
Best wishes x

I'm sure eveything will be fine. The tears, I think are more of a relief that you've found someone you can talk too that isn't going to judge you.
Good luck[:)]

Well done Pap

Thanks Jan. I must admit I am rather nervous and our fate is in their hands so to speak!

Hopefully someone can give me some information. We received a letter last week as our first review on the IVA is due in May. They've asked to see 3 months payslips and P60. Are they likely to want any other information. We have just about managed our IVA for the first year and there hasn't been any ...