Hello all its been a while. Having been with Philip Gill & Co for the first 5+ years of my IVA I was transfered to Credit fix me. Since the transfer the new company seem to be lacking in communication. Has anyone else had this? So now into 4 months into my 7th year due to having a 6 year IVA and not...

Hello all it's been awhile. Quick update IVA is now 3.5 years in and besides a PPI issue it's going OK. Well except in January when the DLA stop paying for our son, £400 pm gone. Just about coping with the minimum payment without having another creditors meeting. Anyway can't dwell. Being offered a ...

Hi Lesley,

Have a look at: www.gettheworldmoving.com

Martyn

Hello all, I have eventually found time to come back to the site[:)] I have missed reading about how everyone is doing so instead of the IVA related debt post here is my social update: Wife has become a dental nurse after starting at the surgery as a receptionist. Quite funny as she completed her co...

Hi luluj, I was thinking the same myself, I just don't know where they money goes. If I had new electronics, new TV's etc then I would say I was stupid, but when it is a bit here a bit there etc. it soon adds up. Sons prom was a recent one, £60 suit (ASDA) £6 Shirt (ASDA) and £50 for my mate to pay ...

Hello all, Not been on here for a while it is nice to see so many people getting near completion or completed who have helped me in the past. Well Done. My IVA has been going soso over the last 2.5 years but in this last 6 months things have been going haywire. Big bill from EDF Energy, not able to ...

Claim PPI in an IVA??? I was written too by NRAM (Northern Rock) saying that I could claim PPI back from miselleing on loan which is now in the IVA. The reply from NRAM, We agree that you were mis-sold PPI but we can't offer you anything on it as we agreed to reduced payments via the IVA. So I assum...

Hello all, Thought the Tax re Calcualtions had finished, well unfortunately they haven't. Just recieved mine today saying I will owe £642 over next year or 3 if they spread it out!! But entering into an IVA I have kept everything and guess what their calculations are wrong!!! They can't phathom that...

I would just like to wish everyone on here a Very Merry Christmas and Happy New Year.

You have all helped me tremendously over the last year.

Martyn XXXXX

This world has gone mad!!! It's all down to who will sue who. At our rugby club, we follow RFU guidelines, which state that only action shoots are taken for pictures put on teh website. If the pictures contain a player whose parents haven't agreed for them to be shown are not shown. We are also not ...

Hello everyone,

Just found out that refund from edf energy is classed as a windfall. I was going to us it as Christmas money but now its going into the IVA. What a bummer!

Martyn [:(!]

Hello all, Put in my 1st year I&E paperwork last night, isn't email wonderful. We have had a hectic year with this money stopping this increasing this that and the other, I hope Sue's & Mels' team can sort it out. Still stressed over it, I know I owe money but cannot owrk out how much due to all the...

Hi Trebor,

Hope all goes well. My 1st IVA was rejected, went into DMP for 12 months and then retried IVA with another IP and was successful.

Good luck
Martyn

Hi Broke of London

Do you have a Car Auction near you and a mechanic friend?

£1000 at auction may be you a reasonable car if you know what to look for.

Just nearly been down this route, but my car was repaired.

Wisjing you look,
Martyn

YiPPPEEEEEE!!!

My car is all fixed. It was finished Friday so now back on the orad and about £300 lighter!!

Thanks for all your help
Martyn