Thank you Debbie.

I'm really at my wits end, I dont know what powers the companies have with regards to sending bailiffs round and stuff and its really starting to worry me.

Barclays agreed to me paying £2 a month for 6 months so that debt isnt quite as urgent as the others, LDC (on behalf of Orange) have told me if I don't pay in full by third of April they will take legal action against me. HFC Bank have said that if I don't pay the arrears and everything else owed wi...

I have debts of roughly £2500, i'm 19 and its causing me severe stress, I got caught up in the whole borrowing thing as soon as I turned 18, thinking it would be so easy to stop if I wanted and well, it turns out it isnt. I owe money to my old building society, on a laptop i purchased, two credit ca...