Sorry, couldn't remember my password from before - also the monthly repayments were 527 but have dropped to 250 due to my maternity leave for the last 4 months.
Thanks
Claire

Hi, thanks for replying. The dividend was 42p in the pound. We owe 165,000 on the mortgage, hopefully sell for 230,000 - with removal and rental costs taken off we would end up with about 55,000 - we orginally owed 43,000 in unsecured debts. So would they expect the whole amount back as my husband w...