Thank you again Foggy! I really appreciate it <3

Hello Experts :D Hope you are well! Sorry to start another topic but can someone please help me, I completed my IVA in 2019 but Barclays keep generating arrears letters for me for £12,000 for my debt that was included in my IVA, when I first complained they said a supress letter marker hadn't been a...

Thank you both! I really appreciate it - my mental health is terrible and when I read that it would stay on my credit file from the completion I felt massive despair - but you’ve made me feel a lot better - thank you!

Thanks both I was speaking to the IVA trust person at debt movement and was told its 6 years from the successful completion of my IVA which to be honest shocked me because if that were true (it’s not as you stated) surely that would go against allowing people to try and rebuild their credit history ...

Hello I was told by my Practitioner following my completion certificate that my IVA will remain on my credit file from the date of the successful completion of my IVA but I was always under the impression that the IVA stays on credit file for 6 years from the Start date of the IVA not the completion...

It could well be payable to the IVA trust to be distributed to former creditors. This will depend on whether your former IP considers it worthwhile to dig everything back up again -- I doubt they would bother for £100 (but some might), but if it was £10,000 they would certainly pay attention ! The ...

Okay thank you - I just wasn’t sure what was included because last time I asked they mentioned green vs Wright and at the start of my Iva they got me to sign a claims management thing for PPI complaints.

Thank you for your help

Good afternoon Hope you’re all well, I was hoping for some IVA advice if possible. My IVA ended in 2019 it was shut because I was struggling with my mental health and I had a few payment breaks it was technically commenced in 2016 so it ended early but my creditors agreed to it and I received my com...