Foggy - you have been wonderfully helpful, huge thanks to you for all of your help getting me to understand more. Fair enough re variation meeting- my proposal says variation fee fixed at £400 so not a massive amount of money considering what I'm looking at paying!! I guess I just have to wait for t...

Also, how do I go about asking if they will knock off the statutory interest? Just ask 'will you write off the statutory interest'?

Thank you for that explanation, I understand more now. So my original proposal stated that Nominee fee is the first 5 monthly payments or £1000, whichever is greater, so it would have been £1000. Sorry, what are disbursements? The contact at my IP didn't mention VAT, only Supervisor Fee, Variation f...

Hi, I'm wondering if I can get some advice - I apologise for how long this explanation might be! I have had an IVA for 3 years, originally taken out with a wonderful company, the debt/company was bought by another just over a year ago. New company is rubbish - no income check for 2 years now (compan...