Afternoon Guys, Great news my IVA was approved. So happy an such a sigh of relief, it has been the worst 20 days ever waiting for that phone call. Hopefully now I can rest and start getting back on track with my finances Etc. Thank you all so much for your support during this but I will keep you all...

Morning All,

Today’s the day of my creditors meeting. Wish me luck, I’m thinking positive but I’m still nervous. I will update you later

Hi again,

The loan was for 2k so not the largest one. I do have a car but that is on HP which I will be paying for separately so that is not included in the IVA.
17k worth of debt and I will be paying £120 a month so I think it works out about 22 to each £.

**POSTED FROM ANOTHER THREAD BUT ADVISED TO START NEW TOPIC**Hi I am new to this forum and I have been sat here reading different posts for about 3 hours. I have recent sought advice and help to deal with my debt and been advised that an IVA was the best course of action to take. I have now signed m...

Will try and figure out how to do that lol was a bit confused when I signed up on how to work it all

I really do hope so I’m just such a worrier at the best of times so this is really sending me crazy. I have spent all night reading through different posts looking for success stories in hopes that mine will also be one to post. I’m frustrated with myself for getting myself into this position but I ...

Hi I am new to this forum and I have been sat here reading different posts for about 3 hours. I have recent sought advice and help to deal with my debt and been advised that an IVA was the best course of action to take. I have now signed my proposal and going through the dreaded wait of the creditor...