The way that Bankruptcy UK are getting round the not canvassing for business rule is that IVA Council send the spam mail out with wild accusations of having inside information on the client's Arrangement. Once the poor client has been suitably scared they phone them up and get passed straight throug...

This company is in a CVA. Ther's irony for you. They are sending a flashy brochure warning about "Month 54". But then offer mortgage and secured lending advice. After checking them out they aren't authorised by the FSA!!!! They were once an AR of a fully authorised company. Where's the FSA when you ...

One of our clients was told that after the IVA had finished the creditors would be able to pursue them for their £50k debts as the IP just "creams off" all the money they pay into their IVA as fees. After complaining to the FOS we are finding that they are being unindated with compliants about IVA C...