Hey everyone! Today I received a phone call from DM regarding the outcome of the variation meeting on the 7th June 2022. I got a counter offer :roll: so they got an extra £250 out of me, but I decided to just accept that and get the ball moving. It’s taken nearly 7 months from when I started the F&F...

Hi everyone! So I’ve been reading some advice on this forum which has been a life saver. I’ve had my Iva for 4 years, 1 year to go. My Iva has been passed pillar to post with companies, last year I did my normal I&E in April/may and by the august I received a email saying that they would be upping m...

Hello again! So I started the ball rolling for a full and final settlement back in October 2021 back and forth emails for relevant information etc updated my income and expenditure (nothing had changed) and received a confirmation email on 17th November 2021 saying the usual stuff and that they woul...

Hello! My IVA was currently with aperture which sold it to Jarvis who is now Debt Movement. I used the template for a full and final settlement offer. I sent it special delivery 9/8/21. I also kept a copy of said letter for my records. I was able to track it. Now this is where I’m confused. It was a...

That's the thing though. I have been given No contact information regarding my new IP. I know her name...That's it No contact email, no contact number etc My last IP from aperture, I had a letter from my IP with his contact information on, so if I ever need to discuss anything, I was able to contact...

Hi No not Creditix, I'm now with Jarvis which rebranded and changed its name to Debt movement. I have my Offer of a Full and Final Settlement letter ready, (I used the template letter) which states "This offer is made on the clear understanding that, if accepted, all the debts would be settled in fu...

Hi everyone! :D I'm looking for abit of advice if possible. I started my IVA June 2018 with Aperture, just over half way through and I never had a issue...up until recently. My iva has been 'bought' by another IVA company. I have never missed any payments, my reviews were all sent in on time etc Thi...