Thank you for the excellent advice, I am now waiting for the final amount from them and an explanation as to why they don't have this figure to hand. I haven't missed any payments whatsoever so would expect the IVA to finish in October 2021. I have told them this in my latest email. Thanks again, I ...

Is that a typo ? 126 months ? They can be extended, but for legitimate, and explainable reasons. The most often is by 12 months if equity cannot be released (for homeowners). This unfortunately is not a typo, I emailed them to ask the reason and got this reply, (Tried to release equity but mortgage...

Can IVAs be extended to 126 Months even though all my payments are up to date and I have never missed or had a late payment?