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by coco
Tue Dec 11, 2007 10:37 am
Forum: IVA approved!
Topic: IVA Approved
Replies: 25
Views: 3893

Hi Chris well done on getting your IVA approved[:D]

We are made wise not by the recollection of our past, but by the responsibility for our future.
by coco
Wed Nov 28, 2007 10:13 am
Forum: postings for november
Topic: Whats the difference ?
Replies: 7
Views: 1886

Hi Nic, I not 100% sure but your supervisor will be the person who will manage your account until the end of the IVA and liase between you and your IP for eg calculate your I & E, monitor your payments etc. I sure one of the experts will be more specific. We are made wise not by the recollection of ...
by coco
Wed Nov 28, 2007 9:01 am
Forum: IVA approved!
Topic: Todays meeting -Approval
Replies: 15
Views: 3244

Good News on getting your IVA approved [:D]

We are made wise not by the recollection of our past, but by the responsibility for our future.
by coco
Tue Nov 27, 2007 3:07 pm
Forum: meeting the OR
Topic: OR Telephone Meeting Today
Replies: 102
Views: 51437

I think there should absolute clear guidelines on BR for I & E, househould good etc. as so many OR's seem to work differently and some agree to certain items as where other wont. When i was considering BR earlier this year i got so many different anwsers as what i could loose what to put down etc. I...
by coco
Tue Nov 27, 2007 2:56 pm
Forum: IVA completed !!
Topic: Yippeeeeee!!!!!!!
Replies: 26
Views: 4676

well done skint what a great early xmas present (so to speak) [:D][:D][:D]

We are made wise not by the recollection of our past, but by the responsibility for our future.
by coco
Fri Nov 23, 2007 10:30 am
Forum: postings for november
Topic: f&f on an IPA
Replies: 6
Views: 1862

Hi Just a thought does your I & E for your IPA change during the 3 years you have to inform you OR, so what happens if something in the 3 years changes for eg. you have a payrise or you loose you job would it not be difficult to determine that the IPA would stay the same for 3 years. So techinically...
by coco
Fri Nov 23, 2007 8:33 am
Forum: postings for november
Topic: It's All Change ... YET AGAIN!
Replies: 9
Views: 2062

Hi Gordon, The only advice i can give you after having to deal with this company is to make sure you take names times dates etc, if you call them. Also if you send anything by mail register it etc. I do hope that as your IVA is already up and running you dont encounter any problems as most of the of...
by coco
Thu Nov 22, 2007 1:23 pm
Forum: friends corner: chat in 2007
Topic: Value For Money
Replies: 12
Views: 5383

Hi OT, if you dont mind me asking how long have you been married for, i agree with the others your post me laugh.

We are made wise not by the recollection of our past, but by the responsibility for our future.
by coco
Thu Nov 22, 2007 1:20 pm
Forum: IVA approved!
Topic: My IVA was approved!
Replies: 14
Views: 2641

Really good news and well done

We are made wise not by the recollection of our past, but by the responsibility for our future.
by coco
Mon Nov 19, 2007 2:41 pm
Forum: meeting the OR
Topic: OR Telephone Meeting Today
Replies: 102
Views: 51437

Wow that suprised me too,it seems to vary so much between OR's around the country. I was the same as skippy never included my camera etc as it seems worthless to recover these items they would not fetch much in an auction. And as for the car it would cost more to recover and auction it view my blog ...
by coco
Mon Nov 19, 2007 10:34 am
Forum: postings for november
Topic: my creditors meeting is today
Replies: 12
Views: 2161

Good Luck with your meeting today hope it goes well

view my blog http://coco.blogs.iva.co.uk
by coco
Mon Nov 19, 2007 10:31 am
Forum: meeting the OR
Topic: OR Telephone Meeting Today
Replies: 102
Views: 51437

Hi Mick, good luck with your interview, i would doubt very much that they would take the car ref the value, If you have forgotten to adds things etc, you can always requested a new income and expenditure form from the OR if you tell them over the phone. I think in most cases that have been on here i...
by coco
Mon Nov 19, 2007 8:41 am
Forum: IVA approved!
Topic: IVA agreed
Replies: 13
Views: 2536

[:)] Well done on having your IVA approved.

view my blog http://coco.blogs.iva.co.uk
by coco
Tue Nov 13, 2007 9:19 am
Forum: postings for november
Topic: Creditore Meeting 30th November
Replies: 9
Views: 2241

Hi,

Good Luck with you meeting


view my blog http://coco.blogs.iva.co.uk
by coco
Thu Nov 08, 2007 11:17 am
Forum: postings for november
Topic: They still ignore our calls and we are desperate.
Replies: 46
Views: 6077

Hi I was with synergi, my IP was Karen Potts, I constantly asked o speak to her and again had the same concerns as you. I sent and email to her and asked for a delivery receipt and read reciept. Also the email goes to about 10 different people so you could be sure that someone will read it. I did ge...
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