Thanks Breezy This is one of two parts of inheritance money still waiting for the other half to come . So at least that one will be all mine. I now don’t have any credit cards and will never have again. One thing about being on this IVA it has taught me how to save money and budget better and that’s...

Hi all I’ve just paid off my IVA with the inheritance money I received . They did it by the 100 pence to the pound. My debt was £31,000 I’ve just gave them£26,500 including fees which was rather steep. £8,234. But on the plus side I’ve still got nearly £7,000 left of the inheritance money for myself...

Hi Breezy
Ok that makes it a lot clearer
Thanks for replying

Hi all My father died last year and I’ve just received £33.000 inheritance . My original Debt was £31,000 I’ve paid off over two years on my IVA £12,453. Does the amount I’ve paid come off what I owe as I’d like to settle the remaining debt plus fees. Or will they take the full £33,000? I’ve read mi...

Hi John FSS Have been great with me very understanding. They will help you out as much as they can. Yes set up a %50 pot also I did a round up pot so anything you buy I just had mine round up to the nearest pound , you can do more if you like, then just forget about it. You’ll be surprised how much ...

Hi John They send you a link in a email you open it and it has all your income & expenditure . All you do is go through it all and up date any thing that has gone up or come down., upload your last 3 months pay slips and last 3 months bank statements. Your yearly P 60 form too. Any bills that have g...

Hi all Well that’s the first review over with. Not as bad as I thought it would be. My payments are up by £150 a month but it’s affordable now as I have just landed a new job with bigger monthly pay.. I also had to pay £1112.00 which is what I’d earned in overtime and working extra days over the yea...

Hi lulu
Yes I’m keeping a good record of everything.
Like everything else at the moment council tax up , my rent up, Gas, electric up.
So was hoping to pay a little less but then I just got a pay rise lol so maybe a little more to pay?
I’ll keep the group posted how it goes.
Bob.

Hi Lauren
Ok thanks that’s great. I’m just a nervous wreck as the review date draws closer for my first review lol.
You’ve put me at ease now.
Thanks for the reply
Bob.

Ahh ok I see thanks Foggy

Good Afternoon everyone Just wondering if anyone had an insight to this. I’m just going through my paperwork ready for my review in July . On my expenditure form from the IVA company under income it has my partners monthly PIP Income. Are they allow to add this to my income as the debt is in my name...

Hi Lauren
I’m also with FSS and was just wondering how your review went as I see you said there was 2 parts to the review.
I’m having my first review with FSS in July and was wondering if you could tell me what to expect
Thanks in advance
Bob.

Thanks for the advice everyone .
I’ll keep a good record of all relevant expenses for my review in July

Thanks Foggy I did think that myself.
Be interesting to see what happens on the review

Hello Everyone Would like to wish the group a Happy New Year. In between Xmas and new year week I received an email from my company that I’m to get a £10 a day pay rise. I’ve just contacted my IP supervisor and I’m delighted to say that I get to keep the pay rise , which is part of my 10% I’m allowe...