Hi everyone, This is an update on my situation, sorry I haven't been in touch for a while but I have been really busy at work. A few weeks ago I received a letter from my supervisor regarding the creditors meeting as my supervisor wanted to make me bankrupt due to arrears which I had paid but she sa...

Many thanks for all your kind support. Will keep you updated with the creditors meeting and what happens. Keep fingers crossed. Cheers Dawn XX

Hi I just wanted to say a really big thank you to Paul Jones who has really help me this week and I must admit I haven't been the best person to speak to this week really stressed and depressed but he has been brilliant. I'm not out of trouble yet but am keeping fingers crossed. Thanks again Paul an...

I'm still not sure when the meeting is, in her letter she said that I had to write back to her within 14 days from 12 March with any variations that I wanted to put to the creditors but she could still make me bankrupt and maybe the judge would let me carry on with the arrangements a very formal let...

Thanks Melanie for your advice. My husband will write to her over the weekend. My only worry is that i have a feeling she is on a mission to make me bankrupt and she will not accept this offer and not offer this to the creditors but we can only try. Regards Dawn.

Thanks Melanie, my husband would rather us keep paying the monthly payments instead of getting a remortgage but obviously if that is our only way out then we will have to seriously think of doing this. I will let him know and hopefully he will write to her over the weekend. I have to write to her be...

Hi, still in a bad way not knowing what to do. Have been advised that the best way is now getting a re-mortgage,because if I was made bankrupt like by supervisor is trying to do, we will lose our home and I will probably lose everything else (husband, family and job). My question is my husband has a...

Thanks Paul,I really appreciate your help. Regards Dawn

Hi Paul, I will email you everything over the weekend if that is ok with you to see if you can help. Regards Dawn

Thanks Joh will keep everyone updated with how things go. Dawn

Many thanks Melanie, I really appreciate your help. Yes I do know there are two sides and as I have said before I have had problems with paying and I think she is just fed up with me. I will contact Paul. Regards Dawn

Hi Paul, I have been told that the company I work for would not be happy, nor would my husband. No my hubsand is not in the IVA it is just me and my husband was not happy that I had got myself in all this debt without telling him. Dawn

Thanks Melanie, I think she is an associate she told me that she has been doing this for 20 years. I will speak to Paul. I was thinking of making a complaint but I didn't want to make things worse. I have a few other things as well to complain about like before my IVA was approved I asked her about ...

Hi Paul, I don't know if she has put herself down as trustee. We have got a £180,000 mortgage and my husband put down £120,000 from the sale of his house which he wants back if I am made bankrupt, our house is worth £320,000 - £330,000 so there is only about £30,000 at the most which we will have to...

Hi, I hope someone can give me some advice. I have just heard from my supervisor today who is still hoping to make me bankrupt. Her letter said that she has heard from her solicitors who have told her she is not yet in a position to proceed with bankrupcty. She is now calling a meeting with the cred...