Hi all, I have had a full and final settlement accepted today with ebengate. I was after advice on two things: 1. Has anyone had recent experience of how long it takes to get completion certificate. 2. Can I start the process of selling my house whilst waiting for completion certificate? Many thanks...

Thanks Breezy. I haven’t told a soul about my situation so I can’t ask. I have a good job so lots of questions would be asked. Thank you anyway x

Morning, I am in my second year of IVA. When I entered I had a PCP and was told and have it in writing at I could renew/update PCP when needed. My car is now having multiple issues, my IVA assessor has agreed a new PCP and I have a letter. I sent this to Renault but I have been declined. I spoke to ...

IVA accepted with no changes. So relieved , a little sad that this has happened but ready to start my life a fresh. Thank you to all who have given advice x

Thank you! I will let you know what the outcome is

Hi Foggy,

Thank you I forgot about that. The meeting is at 12 so I will call around 1pm.

Thank you for your advice

Evening all,

I have my creditor meeting tomorrow. I am so nervous about it. Trying to keep positive and keeping everything crossed for a positive outcome.

How soon after the meeting should i wait before phoning for the outcome?

Thanks

Thank you for these comments they have been very useful. I stopped my payments today and my meeting is Friday. So nervous

Thank you luluj. Would you advise I cancel my loan repayments? My meeting is 12pm on Friday and DD due to go out on Monday. I know they take a couple of working days to cancel.

Thank you @luluj.

Or hsbc as first direct fall under their umbrella

Hi,
Can anyone share experience of whether first direct agreed to your Iva?

Thanks in advance.

Hi Foggy,

Thank you! I have seen you are very active on here and seem to know your stuff so can I ask.....
1. Do you know if my creditors usually accept iva?
2. How long after the meeting should it take to hear the outcome?

Thank you in advance

Hi, I am awaiting my creditor meeting on Friday. I have approx £40000 from creditors such as first direct, very, aa loans and lending works. My IP has put a proposal together for £180 pm which seems very low and I am very concerned it will be declined. IP said they are very confident. Any advice wou...