Thank you very much for the speedy response. I will keep you posted with how I get along.

Enjoy the new phrase too, I might start using the chocolate teapot !

Hi, Apologies for asking questions that others have asked however as everyones situations seem to differ slightly I was wondering if anyone could pass on some advice about my situation: I am about 16 months into my IVA. Original debt of £27500 and paying £498 a month. I have recently been enquiring ...