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by Mart7379
Mon Mar 29, 2021 7:15 pm
Forum: bankruptcy
Topic: What happens if I forget to include debt
Replies: 3
Views: 18676

Hi guys.
Currently slowly working though my bankruptcy application. And adding my debts, but I have lost details of some debts, what happens if I forget to include a debt? Will they be excluded from the Bankruptcy and be able to continue recovery? Or do I just inform them of my Bankruptcy
by Mart7379
Sun Mar 28, 2021 10:38 pm
Forum: bankruptcy
Topic: Budget Allowances in Bankruptcy
Replies: 7
Views: 10035

Looking at the figures on the expenditure allowances, my actual spending seema substantially lower than that of an average household of my size. I am putting off the application for Bankruptcy as I am worried about it. A leap into the unknown I suppose. Getting a really horrible Official receiver, I...
by Mart7379
Sun Mar 28, 2021 7:10 pm
Forum: bankruptcy
Topic: Budget Allowances in Bankruptcy
Replies: 7
Views: 10035

There’s another here from Gov.uk, so probably more accurate, however out of date as this was compiled in 2015 by the looks of it

https://assets.publishing.service.gov.u ... -2015.xlsx
by Mart7379
Sun Mar 28, 2021 7:07 pm
Forum: bankruptcy
Topic: Budget Allowances in Bankruptcy
Replies: 7
Views: 10035

Actually not actually sure how to post images.

The website I retrieved the PDF from was

https://beatmydebt.com/bankruptcy/bankr ... nses-guide
by Mart7379
Sun Mar 28, 2021 7:02 pm
Forum: bankruptcy
Topic: Budget Allowances in Bankruptcy
Replies: 7
Views: 10035

It’s actually sent via email. I will try and get screen shots. It’s vague in some expenses but give a figure on most.
by Mart7379
Sun Mar 28, 2021 6:02 pm
Forum: bankruptcy
Topic: Budget Allowances in Bankruptcy
Replies: 7
Views: 10035

Since my post I found a allowance guideline online, and it states allowance on housekeeping being £335 per couple then £80 per dependant child. So a total of £575, comparing that will my housekeeping on the SoA I completed I’m spending below the allowance. Having said that it is obviously very impor...
by Mart7379
Sun Mar 28, 2021 5:18 pm
Forum: bankruptcy
Topic: Budget Allowances in Bankruptcy
Replies: 7
Views: 10035

Hi guys In terms of allowances what are they for the likes of Groceries, we spend approx £100 per week on shopping based in 2 Adults and 3 Children. And on average what we spend. But am interested to learn the actual allowance allowed for this and other Allowances anyone can advise to be the maximum...
by Mart7379
Sun Mar 28, 2021 1:32 pm
Forum: Bankruptcy Forum
Topic: Bankruptcy and Family payment
Replies: 2
Views: 8490

Hi guys I am new to this group. So please be gentle, I’m just looking for advice. I’ve struggled with debt for many many years, after speaking with a couple of debt charities I am advised to file for Bankruptcy, or an IVA, I don’t actually want to enter into an IVA as I feel it will just drag the de...
by Mart7379
Sun Mar 28, 2021 1:07 pm
Forum: Bankruptcy Forum
Topic: Bankruptcy and Family payment
Replies: 2
Views: 8490

Hi guys I am new to this group. So please be gentle, I’m just looking for advice. I’ve struggled with debt for many many years, after speaking with a couple of debt charities I am advised to file for Bankruptcy, or an IVA, I don’t actually want to enter into an IVA as I feel it will just drag the de...
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