Yes thank you Kelly, I thought the 28 days was in case I changed my mind. I hope they don’t change their minds as the money I have given is my mum and dads that they have given for the sole purpose of clearing it. I take it if my creditors did change their minds those funds would come back? Also Kel...

Thank you I tend to agree, 28 days does seem pretty excessive, 14 days is generally standard with any cooling off period and in my opinion more than adequate but 🤷‍♀️ Someone on here posted that they had their offer agreed on the 25th Jan this year and received their cc on the 11th March. I’m with t...

Offer accepted 🙌🏻👍🏻 So happy!!!! Cannot begin to describe the relief 🥲 I made the payment today once my parents sent me the money and debt movement have explained to me that there is a 28 day cooling off period before they can begin to process any admin, is this normal? They have also said that the ...

Variation meeting booked for the 16th June

It worked!!!!! I put the complaint in via there call centre this morning and I have just had a phone call to go through my review the adviser is drafting my proposal this afternoon and my variation should be booked he said for hopefully the end of June 🙌🏻🙌🏻👏🏻🙌🏻🙌🏻 I’m so pleased and relieved and can’...

Most of the times that I have called I have spoken to the variation team directly there has only been twice that I have spoken to call handlers and they have given me information apparently directly from the variation team I received an email from a call handler on the 6th May advising me it would b...

Hi, just a quick update. I have spoken to 3 people over the last three weeks, the first told me that my creditors had been contacted and that they were awaiting a reply and that I would be contacted as soon as they have. The second told me that he didn’t know why the last person told me that and tha...

Yes I suppose, it’s just so frustrating to not even know when the variation meeting will be. When you know that the iva’s can be set up so quickly seems so silly the length of time to end one. They originally told me 6-8 weeks and that that would include the meeting. Plenty more sleepless nights it ...

So, timescales are so frustrating!!! It will be 8weeks tomorrow since I put forward my full and final offer and all the relevant paperwork. I have had no updates from debt movement at all and whenever I ring all they tell is that I am in the queue and will be dealt with as soon as possible 😩 My anxi...

Hi,

How did you get on on the 18th? Was you offer accepted?

When you say you work in retail, are you classed as a ‘critical worker’ during covid?

If you are, overtime and bonus payments paid because of covid do not need to be declared during pandemic as far as I am aware. Would this count as you fluctuation/increase in the last two months?

Hi sorry to keep asking questions.
So they don’t need to see any further documents once I have made the settlement payment? It’s just a case of them closing down the case?

Hi thank you so much for your reply, That has put my mind so much at rest I don’t feel like I’m getting much information from my IP I have with my offer, provided my bank statements p60 and payslips, will this all need to be provided again at the 6 month mark or will what I have provided be my final...

<t>Hi, I have put forward a full and final settlement amount forward to be considered yesterday, it is the full amount that I would have left to pay if I had completed my Iva. This was a gift from my parents and it stated only available on the understanding my Iva would end. <br/> If accepted please...