Hi I made the phone call to discuss debts last Tuesday. I thought an IVA was the best option but now I am so worried I have no appetite and I’m struggling to sleep. I’m so worried I’ll accidentally be in breach of something I actually feel more stressed now than before I made the initial phone call ...

Hi
I am in the process of setting up an iVa Still waiting for my draft proposal. I thought this was supposed to relive stress. I’ve never felt worse already worried about being in breech if I spend money on presents or things tor my own Entertainment