Hi guy's, hope your all well. I've just had the call from my IP regarding my creditors meeting this morning. I am absolutely buzzing that it's been accepted! Such a huge relief it's finally completed. My life feels like I have complete control once again 🙂. I would like to thank you all for your kno...

Very much appreciate, thank you

Thank you, I will

God bless you Foggy

Hi guy's. I have my creditors meeting in a few days and I am rather anxious of the outcome. My offer equates to 61p in the sterling pound compared to the original 50p which was accepted for my initial iva payments. My earnings increased throughout my iva so my offer was based on that. What are my ch...

Thank you Foggy, you've been a great help through this process. I just wish I knew about this forum sooner to be honest. Keep up the good work guy's.

Hi guy's, hope all is well. I have signed my draft offer and it's been sent to my creditors. I was wondering how long a wait it will be now before I get an answer be it a yes(fingers crossed) or the other?!
TIA

If its life Time savings tho it will not be a single transaction of £5k, it's what they have saved over many many years so what will a bank statement prove? This is very frustrating, I have the money now in my bank to put to the creditors but constant delays. Will a bank statement be the only source...

Thanks guy's. Yes, I stated in the email that it's for the full and final offer. Thanks again.

<t>Hi, I have a family member who has gave me the cash for an offer to my creditors. This was out of their personal savings. Has the IVA/creditors a right to see their bank statements showing funds when I have stated it was out of their life savings? With the current data protection laws I find this...

I've forwarded that bit of information their way, so let's see how they respond to it!

Thank you, perfect.

If I do have to attempt another 2 separate remortgage applications is there any recommendations?

Hi all, can you make a final offer to creditors without attempting to remortgage. I've done 5 years and asked for a settlement figure but my IVA keep insisting on pursuing that I attempt 2 seperate remortgage attempts before they put it forward. Is this normal or are they just being unhelpful and aw...

Top man, you've been a great source of info and help. Have a great weekend, thank you.