Thank you all for your guidance x

Thu Mar 04, 2021 5:13 pmkallis3 wrote:

Any unused allowances just save either in a separate account or, as Foggy says, 'Bank of Mattress'. I used a jar to save mine.

Will I not need to declare any cash withdrawals or do I time this away from my review?

Hi, I’ve just had my first annual review and it was so stress free and easy. They emailed me asking for screen shots of my p60, my last 3 wage slips and my last 3 bank statements. They got back to me within a week of doing this. I was so worried about it for some reason but it was perfectly fine. H...

Did you have to tell VW of your Iva ? My brother is account at the place I got my car from and will have a pcp in 3 years time. I will try to refinance this but don't want my brother to find out about my iva! Any ideas on how this works ? Can the credit lenders discuss this with the car dealership d...

[quote="Lisa You can try for a contingency within the I&E figures or 'save' from your share of overtime and bonuses that you get to keep. Other than that anything classed as a saving should effectively be paid over to creditors as you are disclosing that you have more than enough to live off and wan...

In regards to pcp balloons, rather than part exchange what are options available? Can you save out of you living expenses budget over the space of 3 years to put towards this?
I would like to avoid having to refinance at the end of my term.

What is expected at annual review with credit fix? How many months payslips,bank statements ect will be requested?

How many payslips and bank statements did you have to provide?