Thanks for the reply, these were my thoughts also I don't have anything in the way of equity. My only issue is I won't have the same income in new employment and I have only found placements with 5k less a year and quadruple the travel distance so I my monthly payments would have to go down. Would t...

<t>Hi there, come June I am in my last year of my iva paying £100pm overall paying £6000 to complete my iva. I have just been made redundant and am due to receive around £5300, does anyone know where I stand in regards to a f&f as what ever job I go into I am looking at a lower salary and more t...

Hi there, I am coming up to my last year of my Iva in June and pay £100 pm totaling the who iva amount to £6000. I have jus been made redundant am expecting £5300 in redundancy pay. Can anyone tell me where I stand regarding a f&f offer and what would be an acceptable offer? If this is even an option.