Oh my god I’ve literally gone into this so blind! So angry with myself for not taking any advice before starting this years ago! Gutted

I will do! Thank you so much

Thanks again so much for such knowledgeable advice.
I will (TRY) to contact Jarvis to do a new I&E with them and will also go forward for the full and final offer of 3k.
Thank you again

Hi Kallis3, I’ve just checked my chairman’s report. It only has one creditor on there rather than all 3. (It says NatWest underneath the voting schedule) It is the one that’s just received a £100 payment from Jarvis. Also, due to a change in circumstances, my salary is now different by £200 a month ...

Hi all, I’m back again I’m afraid! I got through to Jarvis Insolvency and was told my balance is now £4900 (but over 68 months, not 60) I offered 3k in full and final settlement. He said it’s too highly unlikely that it won’t be accepted and to carry on paying £124 a month for another 12 months then...

Hi Johnny697, hope you’re ok! Thank you so much, that’s really good advice.
Today I called them 4 separate times, no answer but I left yet another voicemail as well as trying another online message to them!
They’re impossible to get in touch with!

It’s so frustrating!! Tempted to just turn up at the office but there’ll probably be nobody there! They’re in Sale in Manchester so it’s not far from where I live!

Thanks Foggy, I’m like a menopausal dog with a bone!! I will just keep trying! They’re all working from home so I need to be more patient.. but 3 weeks and still waiting for a reply to my email is a joke! They’re useless! I’m currently working from home and if I didn’t get back to my customers when ...

Hi Foggy, I will do as soon as I can get in contact with them. I will try again first thing in the morning and hope somebody answers! It says “your call is important to us please hold” for 15 minutes then cuts you off!! Arrghhhhhhhhhh

Hi WallE, that’s the one I’ve been using. I try to get through by phone each day too! All I want is the amount outstanding but I can’t get anywhere with them!

You’re so right!! Aperture were really helpful but Swift and Jarvis have been awful to deal with. I will keep trying to get a balance from them and offer to clear it... if they ever reply!! Thanks again so much for all your help and advice

Haha I now want to see your DIY attempts. So good of you to still be on here offering advice, that’s really kind. I’ve had more info from you than anybody else including all the IVA companies I’m trying to get answers from! It even says on my proposal pack thing that I spend £50 a month on tobacco (...

How the hell do you know all this!! I bet you’re good at DIY and technology too! I’m so useless with stuff like this (and most things!) 🤷🏻‍♀️🤷🏻‍♀️ The amount it said I owed in total was £7682 but it was agreed at £124 for 60 months. (It’s now over 68 months in total due to some payment holidays that...

Hi Foggy, I hope you’re ok and had a good weekend! Since I was last in touch I’ve still not got any further with Jarvis Insolvency. I just keep asking for the outstanding balance/a statement. I’ve sent emails, left voicemails and even tried contacting the place it was with prior to them taking over ...

Hahaha I’m tempted to do that once I finish work!! Thank you again!