Thank you for the info M_Peach

You will fail the check but your family should be ok. You can always go down as a lodger or try private rentals as they are less likely to do credit checks. Can I ask that you don't resurrect old threads but start new ones of your own. Thank you Kallis, I will start new/ own thread moving forward

Also I am planning to borrow a deposit loan from my company and will be deducted from my salary for 12 months can I do that?
Guys anxiety and confusion is real
Sorry for my grammar as English is not my first language

Hi Lulu
Do I need to tell FSS I am moving to a cheaper flat?

Sun Feb 07, 2021 1:49 amluluj wrote:

You can ask them to consider it as a debt that was unknown at the time - were they aware you were going to be moving so soon after approval?

During the interview with FSS I have mentioned that I need to look for a more affordable rent and that I'm just finishing my contract

China - unlikely a reply by the origin poster as it was 6 months ago. Credit checks are completed on rental properties especially if you go through letting agent. Through personal experience in my iva when we went into rented for 3 years if you can find a private landlord you will have greater chan...

Mon Jan 18, 2021 12:30 pmkallis3 wrote:

You may find you get letters until the information has filtered down to call centres. Just send them on to your IP and ignore them.

Thank you Kallis

Hi there My IVA just got approved via Financial Support Systems ( I applied on the 5th of Jan 2021 - approved on the 1st of Feb) However now that i am Moving flat and sorting all my utility bills i’ve notice that affinity water has not sent me an account login from the day we’ve moved in 28 -09-2019...

I am trying to find a rented property, but I am very nervous about my tenant checks, as I know I am going to fail the credit check due to my IVA. I was upfront with the letting agency when I asked to view the property and I declared my IVA on the tenant application forms after I viewed the flat and...

I passed cr fit check and had been in IVA for a year when needed to rent a place. Some rent company's might find it a good thing as guaranteed to get paid as this is put into your IVA rent payments. Best of luck with search on renting. Hello everyone My IVA just got approved on the 1st of February,...

Tue Jan 12, 2021 7:44 pmFoggy wrote:

FSS will deal with them from now on. You need not contact them at all.

Thank you Foggy
This forum means a lot to people like me who are lost in debts and to people who are trying to put back their finances to the right path..

Hello Guys
Hope you are all ok
I just want to know do I need to inform my creditors that I am already on IVA or will FSS be contacting them?

Thank you

Thank you Kallis

Hi guys
May I know how long I takes before IVA gets approve by creditors

Thank you Lauren and foggy