Search found 21 matches

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by Jellybeans
Sat Oct 16, 2021 7:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

I wanted to make sure what they were paying off was correct. I felt their closure team didnt know what the were doing I had to provide them details where to write to? And who to contact and contact numbers. The front end team at creditfix have been brilliant. Glad its over. Good luck to all of you w...
by Jellybeans
Sat Oct 16, 2021 7:33 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Thank Foggy for the advice and posting the link which I will have a good read later.

Thanks again for the advice and support shown on here.
by Jellybeans
Fri Oct 15, 2021 10:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Good evening I just wanted to share with you I have finally received my Completion certificate on 13th Oct. ( My offer was accepted in April 21 so it's taken 6 months) . The delay was with Credit Fix (CF) was due to an over payment of Tax credit with HMRC in 2014/2015 a joint debt but they had also ...
by Jellybeans
Fri Jun 18, 2021 8:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: New Employment
Replies: 4
Views: 2640

Thank you for the advice and guidance.

I'm happy to be upfront and my iva provider are also happy to provide a reference.
by Jellybeans
Fri Jun 18, 2021 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: New Employment
Replies: 4
Views: 2640

Thank you Kallis3 for the response. I just didnt know what would make an employer withdraw an offer.

I will calm them on Monday and find out.

Thanks again
by Jellybeans
Fri Jun 18, 2021 6:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: New Employment
Replies: 4
Views: 2640

Good Evening I was made redundant in March 21 and used part if my redundancy payment to successfully pay off my IVA in full and final in April 2021. I'm awaiting my completion certificate which I understand can take up to 6 months. I've been looking for employment and today was offered a role to sta...
by Jellybeans
Mon Apr 26, 2021 10:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Employment - Application Form Credit checks/searches
Replies: 7
Views: 2332

Thank you Foggy.

I will tick the No box for now and see how far I get. I will contact the company and have a discussion with the HR dept too.

Thanks again
by Jellybeans
Mon Apr 26, 2021 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Employment - Application Form Credit checks/searches
Replies: 7
Views: 2332

Thank you Foggy for your reply. I'd like to be very transparent but because it's an online application form with a Yes or No tick box it doesnt allow me to add any comments. So I'm big sure what to do. I agree with you I'm better off telling them upfront rather than having to argue /justify why I ne...
by Jellybeans
Mon Apr 26, 2021 6:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Employment - Application Form Credit checks/searches
Replies: 7
Views: 2332

Hello I just wanted to let you know my full and final iva was paid very recently so all I am waiting for is my completion certificate. I've been made redundant and have started applying for jobs within financial services. I had a telephone interview fir a Team Leader role and proceeded to the next s...
by Jellybeans
Thu Feb 04, 2021 11:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Just received confirmation from CF my full and final offer has been accepted by my creditors which is a great relief and weight off my shoulders. I can now start to focus on my health and mental wellbeing and look forward to doing things that I couldn't before with my children. CF wont get the funds...
by Jellybeans
Wed Feb 03, 2021 10:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Thank you for the guidance. I'm just need to start thinking ahead once and if CF accept my f&f offer. My redundancy funds will be paid by my employers in April which I am using as f&f. If I was to start job hunting now and got offered a role to start in May does that have any impact to my f&f iva. I...
by Jellybeans
Wed Feb 03, 2021 5:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Good evening My creditors meeting took place today at 10:00 am. I hadnt heard from cf all day so gave them a call to get an update. I was told they were still waiting for some of the creditors to vote. 3 have already voted in favour but they will chase the remaining ones. Is this normal practice? An...
by Jellybeans
Sat Jan 02, 2021 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Thank you lulu.

I will keep you updated on my progress.
by Jellybeans
Thu Dec 31, 2020 10:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final
Replies: 29
Views: 2782

Thank you again.

Creditfix already have all my medical letters and I just need to give them my recent hospital letter where it shows a regrowth but stable for now.

I will keep you updated once I have an outcome.

Really appreciate the advice and support on this site.
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