Thanks for all your help - my main concern is the Experian credit report - will the IVA disappear from Experian on 15/1/2021? It’ll already gone from my equifax when I look at that. Does anyone know what date Experian update? I’ve got a complaint logged with tsb as default date is incorrect and shou...

Thank you. So when I check my file on 16/1/21 it should no longer be there?

Will the IVA drop off my credit file/report immediately once the 6 years has passed? We have reserved a shared ownership property and our broker got us a mortgage but it was declined as 2 brokers submitted differing figures by accident when we were panicking and trying to find a mortgage. We have be...