Thank you I will call tomorrow.

Hi there, does this mean I am caught in a double vicious cycle. The stress of this has caused me to hibernate and hide. I feel if it was in oprder I could return to work. Even the last 48 hours since contacting you has seemed easier. My parents have agreed to make the payments until I am back on my ...

Hi Melanie,
I have filled in your form. My phone is cut off at present but hope to get this moving. I will also have to move out soon. Having just opened 3 months mail - do I call these people or let you take over?

Richard.

Hi Melanie, thank you for your prompt reply. My story is that I was doing well with freelance work. The banks gave me 'platinum lending' and due to my income a 'personal' banker and she was able to give me a 20k creditcard and a 10k overdraft. Last July the work dried up and 2 properties I own with ...

Hello,
I have been caught by the negative aspect of buy to let and have had the house on the market for nearly 2 years. My personal debt is crippling but the house is half in my brothers name. How will this affect him if I go for IVA?

kind regards