I'll certainly try my best Goosed. I've had a couple of tough years with one thing or another, but it takes a lot to keep the old bird down!

Thanks for the welcome back Foggy - I really have missed the forum over the past two years - but can see you have been doing great work in my absence!

I am proud to say that I was a partner at McCambridge Duffy from 1999 to 2002, and it was where I first started taking insolvency appointments in my own name. I can honestly say that they are one of the best firms around - and you get the benefit of their vast experience with also a very personal se...

Thanks Kallis

Must admit it does seem very strange posting again on the forum - and I have to admit it's taken me all evening to remember how to do it again!

I hope that I will be able to continue to make the odd valuable contribution to the forum into the future.

Jo I do look onto the forum quite regularly, but haven't posted now for almost two years. I remember you very well, and am delighted to hear that you are almost at the end of your IVA journey. I was very happy to have acted for you in the early months of the IVA, and send you my very best wishes for...

Don't worry Michael - I will be taking this matter up diretly with National Debt Line to see why they have advised my client to take such action.

I will review your case tomorrow worriedchick, but will not be corresponding further on a public forum about a private and confidential matter that has only been brought to my attenton 10 minutes ago.

If you will let me know who you are, the perhaps I can begin to look into this matter for you.

Very best of luck to you and Nick, Mike. Hope to see you both next week at the DRF conference.

Doritos - can you e-mail me directly, as there is no reason why your e-mails should be lying unanswered. I will personally look into this for you. To everyone else - Tina and Kelly no longer work for my firm, and I am personally taking a little break from the forum right now. Forum posting is someth...

It is not your fault that the house is not selling Rhiannon, and I am wondering who is actually bullying you to reduce the price, and whether you are going to get any money out of the property? If it is all going to have to be paid into the IVA, there is nothing stopping you failing the IVA now and ...

I'm getting a lot of enquiries from people who have had their IVA's failed and they are wanting to respresent. Such a shame that their new proposals could not have been incorporated into a variation of the original IVA.

Hey guys - and thanks for the kind thoughts.

I've got a lot going on at the moment, which is distracting and needing me to devote more of my time and energy to, but rest assured I'll be back!!!!

Send your IP a personal e-mail to ensure that they are aware of your position and disappointment with the current issues.

Are you a property owner, Emma?