Good to know, thank you 'Worryhead'. I know there are a few companies who dont charge a set up fee but include it in the monthly payments, which is the same thing really, but these days i tend not to trust anyone knowing the background of companies and creditors i have delt with. Mine is just about ...

Im jusy about to go through with an iva with a company called Churchwood Financial. I wanted to see if there was information on whether they reputable or not. They asking for a set up payment is this normal?