Firms do vary -- and some are more predictable than others, but you should hear within an hour or two after the meeting, or sooner if there are changes to be discussed. Creditors like to change the fee structures, but that doesn't often effect us as debtors. I had my bus fare allowance reduced. Bes...

Arghhh mine and my husband's creditors meeting is tomorrow at 10am and I am so nervous :( I constantly have a million questions floating around my head, the biggest one being 'what if we get rejected?' Our IVA firm have been brilliant and I've even asked them how likely it is that the IVAs will fail...

My IVAs ( mine and ex's interlocking arrangements ) were about the same amounts --- we were accepted at 32 pence in the pound. The worst part, and the most 'scrutinized', is the initial I&E for the proposal ... after that each review is pretty much a mini version and you only need further evidence ...

Hello everyone! This is my first post and I'm just posting for reassurance more than anything! Both myself and my husband have had a crazy few years and have gotten ourselves into a bit of a pickle! In the space of 3 years we have found out we were pregnant and have gone to living at my husband's pa...