I have a car on finance but no house or other assets. They said a DRO would be unsuitable as I would lose my car which I need for work and with the IVA as its under £250 a month they could work it in and allow me to hang onto it. Overall debt is £8200. They mentioned bankruptcy and DMP but I don't l...

Hello, Just made an application via PayPlan as per their recommendation. The IP is collating the info - all the creditors letters, wage slips etc were sent today. I am on a holiday payment break with most of them as I am furloughed due to the current coronavirus situation. There are a few where I am...